Heart rate is the number of times your heart beats per minute. It can be measured by a smartwatch or an app.

A small electronic gadget designed to be worn comfortably on your body, most commonly as a wristwatch or a wristband. These smart devices connect to your phone or computer to do extra jobs. They are often used to track your daily steps, check your heart rate, and monitor your sleep.

Unusual Activity Detection is the process banks use to identify account behaviour or transactions that do not match normal patterns and may suggest fraud or other risk.

Two-Factor Authentication is an extra layer of security that adds a second layer of identity verification. Instead of relying on just a password, 2FA requires you to confirm your identity using two distinct factors, like a password plus a code sent to your phone, to prove it’s really you. This reduces the risk of unauthorised access, even if a password is compromised.

Transaction Verification is the process of checking that a payment or financial action is genuine, expected, and authorised before it is completed or accepted.

A Suspicious Transaction Alert is a warning sent by a bank when it detects a transaction that appears unusual and needs to be checked or confirmed.

Steps are the number of steps you take during the day. This is used to track your activity.

Spending Summaries are app features that help you understand where your money goes by showing your spending over time, often grouped by category such as groceries, bills, or transport.

It is the dynamic stream of content that appears when a user logs in to their social media accounts. The content that can show up on a user’s feed includes text posts, links, ads and visuals shared by the user’s friends, family and followers.

Automated programs designed to mimic human behaviour on social media.